Credit Score Basics

Starting out in my adult life I knew very little about credit and how it worked. But hooooo boy did I learn fast. If you are in the dark about credit scores, here are the basics: 

Debt Basics

“You want a hot body? You want a Bugatti? You want a Maserati? You better work bitch.” – Britney Spears, “Work Bitch”

In debt? You’re not alone. The average household has about $15,000 in debt – not including mortgages and student loans. But! Just because everyone is doing it does not make it cool. Paying off your credit card debt takes hard work and resolve. If it were easy, everyone would do it. But you’re not everyone – and you’re gonna do it! But how?