Saving Money

Saving money is hard, there is no doubt about that. Spending money is easy. SO EASY. Why is it so easy?? Just an "I deserve this!" here and a little "one won't hurt" there and before you know it, you're afraid to check your bank balance. How are you supposed to save when you like to spend? 

It's tricky, but not impossible. 

The first thing you'll need is a goal. If you've never really been able to successfully save for a goal before then just set a small one. Check out the Mind On Your Money Pinterest page for free printables, including a goals worksheet! 

Since you've been keeping track of your spending and you've made a budget (you have one, riiiiight???) it should be easy to see where you can trim. Let's say you want to take a vacation next summer. $1200 is a fair price for two at an all-inclusive resort in Mexico. Saving $100 a month is totally do-able! 

Look at your budget and see where you can trim. Is going out every Friday costing you $200 a month? Cut out two Friday's a month and there's your vacation.

I get it. That's no fun. But you know what is fun? An all-inclusive trip to Mexico! Don't spend money on something you like when it's keeping you from something you love. 

Eating a less than stellar take-out lunch at your desk every day costs big money over time. Why spend so much on a meal that's hurried, forgotten, and meh? Pack your lunch a few days a week and get thee to Per Se. Or Chipotle, whatever. Do you. 

What are some ways you've cut back in order to save for a goal?